Managing income during retirement is often less straightforward than it was during working years. Instead of accumulating wealth, you’re now spending that hard-earned nest egg. By implementing effective tax strategies, you can potentially reduce your tax burden and maximize your retirement income. The Power of Tax Diversification Tax diversification involves spreading your savings across accounts…
(508) 481-2211
Simple Strategies for Tax-Intelligent Cash Flow
When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move closer to your long-term goals. What Is Cash Flow and How Do You Calculate It? Cash…
5 Steps Toward Successful Business Exit Planning
As a business owner, you’ve invested time, effort, and resources into building your successful company. But have you given much thought to business succession planning? A well-thought-out business exit strategy can help you maximize the value of the company you’ve worked so hard to grow—and facilitate a smooth transition into the next phase of life….
Exciting Announcement: I’m Now a Certified Financial Planner (CFP®)!
I am delighted to announce that I have successfully earned my Certified Financial Planner (CFP®) designation! This is a major accolade and represents an extreme amount of dedication, numerous hours of study, and a commitment to providing top-quality financial planning advice. I cannot thank my support system enough for helping me get to this point…
What’s Your Personal Inflation Rate?
In 2024, we all experienced inflation in different ways. Some felt it at the grocery store, others while traveling, or when dining out. In large part, that’s because our personal economic choices dictated at least part of our experiences with inflation over the last year. The accompanying chart illustrates how uneven inflation may have felt…
Retirement Strategy After a Job Loss
Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it’s a hit not just to finances but also to confidence and sense of self. You’re not alone if you’ve been laid off—or if the idea is an all-consuming concern. According to a November 2024 MarketWatch survey, 70% of…
A Hard Conversation Made Easy
A Hard Conversation Made Easy Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate plans. This article will help you think about how best to…
A CHECKLIST FOR WHEN A SPOUSE OR PARENT PASSES
When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a checklist that you may find useful at such a time. First, gather…
An Opportunity to Lead Your Family
If you find yourself simultaneously raising your own children while tending to your parents as they grow older, you’re not alone. Often aptly referred to as “the sandwich generation,” it’s at this unique stage that you’re sandwiched between the responsibilities of caring for your kids and parents at the same time. Both require time and…
Setting Your Family’s Financial Values
Without knowing it, you may be part of the so-called “sandwich generation.” These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older. They are squeezed between responsibilities to care for parents and children at the same time. This care…